AVC Management

Christopher Bernardine, Chief Operating Officer
Christopher Bernardine Sr. WBC is an industry leader with over 20 years experience in employee benefits. Chris as Chief Operating Officer of Advanced Voluntary Concepts oversees operations of AVC as well as provides consulting services to carriers, software and enrollment companies as well as insurance agencies, specializing in voluntary benefits, strategic development, enrollment, benefit education and communication as well as sales and marketing best strategies.

Chris attended Delaware County College and joined Combined and Aon, holding several sales and management positions for ten years. After leaving Combined he became a partner and President of Beacon Benefit Communicators, a national communication and enrollment company. Chris returned to AON seven years later in June 2005 as President/Managing Director of EBC and in 2007 merged Benetrax a benefit software company into EBC. His last position prior to consulting was with AFLAC. He was hired as Second Vice President of Broker Services for Aflac Incorporated to assist with the development and execution of Aflac’s Broker Strategy. In 2009 was promoted to Vice President of Wingspan and National Relationships and in 2010 Vice President of Enrollment responsible for the overall strategy, development and execution for enrollment.

Chris has earned the Workplace benefits Consultant (WBC) designation and is a current Advisory Board member of The Worksite Benefits Association, Vice President of the Executive Board for Voluntary Employee Benefits Board also known as VEBB, advisory member for various insurance carriers as well as a past Board member of the Mass Marketing Insurance Institute (MI2). He is a published author and has given numerous presentations on voluntary benefits, enrollment, goal setting, motivation, training, employee retention and recruitment on a regional and national basis.

On a personal note, Chris resides in the Philadelphia area has two sons Christopher and Jacob.


Management Team:


Dan Robinson, President

Christopher Bernardine, Chief Operating Officer


Francis Mitchell, VP of Enrollments

Dennis Petine, VP of Voluntary Benefit Implementation


Tamara Alves - Operations Director